K+Insights Kunz+Company

The Liberalization Era: Individual Rates in Favor of the Insured In 1995, the Swiss Federal Council put into effect the legal changes for the liberalization of motor liability insurance. This ended the system of uniform premiums for motor vehicle insurance...

Agent Productivity in Switzerland Declining Over the past 5 years, the Swiss insurance market has recorded annual growth of 3.7%. Approximately 2% is attributable to price effects from higher premiums and 1.7% to volume effects, i.e., through population or customer...

Trust in the insurance business is not a soft “nice-to-have” but the central currency. Without trust, no one signs a policy that only promises benefits in an uncertain tomorrow. For over 100 years, agents and brokers have cultivated this resource...